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Closed

1,000+

Worth

$200,000,000+

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(405) 817-6050

Nicole Ball

I constantly work on delivering the best loan services to my clients. As your loan officer, I will guide you through every step of the loan application and approval process – from answering questions, to closing your loan quickly.

Anytime. Anywhere. Easy

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Enter Your Information - 10 min

Provide Requested Documents - for example: Proof of Income, Driver's License, Bank Statements, etc...

Go over the application and credit with me and receive a prequalification decision typically same day.

Confidently look at homes knowing you are prequalified

Have questions or want to run numbers first. We can set up a free consultation to go over everything.

Schedule a Free Consultation

Discuss your Situation

We review your questions and find solutions

Help you prepare

We help you qualify

Rustic Roots Mortgage LLC is your go-to mortgage broker for all your loan and refinance needs in Oklahoma, specifically catering to the vibrant cities and towns surrounding Oklahoma City, Edmond, Yukon, and Norman. With an extensive range of loan solutions, refinance programs, and additional products, I am committed to providing my clients with the best possible options to achieve their homeownership dreams.

At Rustic Roots Mortgage, my promise to YOU is to serve with honesty, integrity, and unmatched dedication. My goal is to provide home loans with the most competitive interest rates and lowest closing costs possible. Beyond that, I’m committed to helping you navigate and overcome any challenges that may arise during the loan process. Your journey to homeownership is my top priority, and I’m here to guide you every step of the way. 🌿

I’ve closed thousands of loans over my two decades in the industry. Use my extensive knowledge to help you with all your home loan needs.

Meet Nicole Ball – wife to Davis, mom to Liam, and proud fur mama to a wonderfully chaotic crew of farm animals! With over 20 years in the mortgage industry (and yes, she jokes that she started her career at age 5) Nicole is the heart and soul behind Rustic Roots Mortgage LLC! With a passion for helping people achieve their dreams of homeownership, Nicole specializes in offering a boutique, one-on-one experience tailored to your unique needs. Nicole started Rustic Roots Mortgage, so that no matter the challenge—whether it’s navigating a barely there credit score or piecing together income for self-employed clients with more deductions than income —she can ensure that first-time homebuyers, seasoned homeowners, and real estate investors receive expert guidance, flexibility to find outside-the-box solutions, and personalized support throughout the mortgage process. From prequalification to closing, Nicole’s commitment to clear communication and a seamless experience sets her apart. Whether you're buying your first home or upgrading to your dream property, Nicole and Rustic Roots Mortgage is here to make it happen! And don’t be surprised if she sneaks in a funny farm story or two while helping you close on your dream home! 🏡✨

Rustic Roots Mortgage LLC is dedicated to providing exceptional mortgage solutions tailored to your unique needs. With a focus on personalized service and a commitment to excellence, I strive to make the homeownership journey a smooth and successful experience for all my clients in these vibrant Oklahoma cities. Contact me today to explore the diverse range of loan options and programs I offer, and let me help you achieve your homeownership dreams.

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